Oscar is the first health insurance company built around a full stack technology platform and a focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves—one that behaves like a doctor in the family.

About the role

The Analyst, Actuarial supports Oscar’s pricing processes for a number of ACA markets. This role will be responsible to regularly update core actuarial models used for rate development, new product pricing and market expansion. The Analyst will work directly with other Actuaries, Data Scientists, Market P&L, Insurance Product and other Analytic support functions to enable Oscar’s innovative model to succeed as we grow.

You will report to the Manager, Actuarial.

Work Location:

Oscar is a blended work culture where everyone, regardless of work type or location, feels connected to their teammates, our culture and our mission.

If you live within commutable distance to our New York City office (in Hudson Square), our Tempe office (off the 101 at University Dr), or our Los Angeles office (in Marina Del Rey), you will be expected to come into the office at least two days each week. Otherwise, this is a remote / work-from-home role.

You must reside in one of the following states: Alabama, Arizona, California, Colorado, Connecticut, Florida, Georgia, Illinois, Iowa, Kentucky, Maine, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Vermont, Virginia, Washington, or Washington, D.C. Note, this list of states is subject to change. #LI-Remote

Pay Transparency:

The base pay for this role in the states of California, Connecticut, New Jersey, New York, and Washington is: $60,000 - 78,750 per year. The base pay for this role in all other locations is: $54,000 - 70,875 per year. You are also eligible for employee benefits, participation in Oscar’s unlimited vacation program and annual performance bonuses.

Responsibilities

Regularly update core pricing and plan design models.
Support the preparation of regulatory ACA rate filings.
Support ad-hoc actuarial analyses that will help the organization identify meaningful insights across plan designs, providers, vendors, and markets.
Promote Oscar actuarial best practices with respect to automation and documentation.
Build strong relationships, rapport, and lines of communication with both internal and external stakeholders.
Compliance with all applicable laws and regulations
Other duties as assigned

Qualifications

Bachelor's degree in a STEM field.
Passed a minimum of two actuarial exams.
1+ years of experience in a related field.

Bonus Points

Experience with health insurance concepts and nuances.
Highly technical with a strong enthusiasm to apply tech-forward methods in actuarial models.
Proficient in coding.

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At Oscar, being an Equal Opportunity Employer means more than upholding discrimination-free hiring practices. It means that we cultivate an environment where people can be their most authentic selves and find both belonging and support. We're on a mission to change health care -- an experience made whole by our unique backgrounds and perspectives.

Pay Transparency: Final offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education, and experience. Full-time employees are eligible for benefits including: medical, dental, and vision benefits, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life and disability insurance, and paid wellness time and reimbursements.

Reasonable Accommodation: Oscar applicants are considered solely based on their qualifications, without regard to applicant’s disability or need for accommodation. Any Oscar applicant who requires reasonable accommodations during the application process should contact the Oscar Benefits Team (accommodations@hioscar.com) to make the need for an accommodation known.

California Residents: For information about our collection, use, and disclosure of applicants’ personal information as well as applicants’ rights over their personal information, please see our Notice to Job Applicants.

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